Terms & Conditions

These Terms & Conditions (“Terms”) are an agreement between you and XdotsY (“we”, “us”, “our”). They apply to the website at xdotsy.com and to all XdotsY mobile apps, both current and future (together, the “Services”).

By accessing the website, or downloading, installing or using any app, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the Services.

You must be at least 13 years old, or the minimum age required in your country, to use our apps. Our Services are not directed at children under 13.

If you are under the age of majority where you live, you may use the Services only with the involvement and consent of a parent or guardian. You must be legally able to enter into a binding agreement to make in-app purchases.

We grant you a personal, limited, non-exclusive, non-transferable, revocable licence to download and use our apps on devices you own or control, for your own non-commercial use, in line with these Terms and the rules of the app store you got the app from.

You may not:

• copy, sell, rent, lease or sublicense the apps;
• reverse engineer, decompile or try to extract the source code, except where the law allows it;
• remove or alter any copyright or other notices; or
• use the apps to build a competing product.

We may update, change or discontinue any app or feature at any time.

When using the Services, you agree not to:

• break any applicable law or the rights of others;
• create or share content that is unlawful, hateful, harassing, sexually explicit, defamatory or infringes anyone’s rights;
• interfere with or disrupt the Services, or attempt to gain unauthorised access to them;
• use bots, scripts or other automated means to abuse the website, contact form or apps;
• click on or interact with ads artificially, or encourage others to do so; or
• bypass or tamper with any purchase, licensing or security mechanism.

Some apps are free but include optional in-app purchases, and some show ads. Purchases are made through Google Play Billing or Apple In-App Purchase, and are subject to the terms of Google Play or Apple, as applicable.

Prices are shown in the app store before you buy and may change. If an app offers subscriptions, they renew automatically until you cancel them through your Google Play or Apple account settings.

Refunds. We do not process payments, so we cannot issue refunds ourselves. Refund requests are handled by Google or Apple under their own refund policies. Please request a refund directly from the store where you made the purchase. Nothing in this section limits any refund rights you have under applicable consumer law.

Our apps let you create things like invitation cards and videos using your own photos, text and other material (“Your Content”). Unless an app clearly says otherwise, Your Content is created and stored on your device and is not uploaded to us.

You keep ownership of Your Content. If you choose to share it, for example through a messaging app or social network, that sharing is done by you and is governed by the terms of that service.

You are responsible for Your Content and for having the right to use any photos, music, fonts or other material you add to it. If an app ever offers cloud features, we will explain what is uploaded and why. You then grant us a limited licence to store and process that content only to provide the feature to you.

The Services, including the apps, website, software, design, logos, templates, graphics, questions and other content we supply, are owned by XdotsY or our licensors and are protected by copyright, trademark and other laws.

Except for the limited licence in these Terms, no rights are transferred to you. Templates and assets we provide may be used within the apps to create content for your personal use, but may not be extracted, resold or redistributed on their own.

If you believe something in our Services infringes your rights, reach us through our contact form with details and we will look into it.

Our Services rely on third parties, including Google (AdMob, Firebase, Google Play), Apple (App Store), Cloudflare and Resend. The apps may also display ads or link to other websites.

We do not control third-party services or content, and we are not responsible for them. Your use of them is subject to their own terms and privacy policies, such as the Google Privacy Policy. Please see our Privacy Policy to learn how these services are used.

The Services are provided “as is” and “as available”, without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement, to the fullest extent permitted by law.

We do not promise that the Services will be uninterrupted, secure or error-free, that defects will be corrected, or that the output of an app will meet your expectations. Quiz and trivia content is provided for entertainment and may contain errors.

You are responsible for backing up Your Content. Some jurisdictions do not allow certain disclaimers, so some of the above may not apply to you.

To the fullest extent permitted by law, XdotsY will not be liable for any indirect, incidental, special, consequential or punitive damages, or for loss of data, profits, revenue or goodwill, arising from your use of, or inability to use, the Services.

Our total liability for any claim relating to the Services will not exceed the amount you paid us through in-app purchases in the twelve months before the claim arose, or INR 1,000 if you paid nothing.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including your statutory consumer rights.

You can stop using the Services at any time by uninstalling the apps and ceasing to use the website.

We may suspend or end your access, or discontinue an app, if you breach these Terms, if required by law, or if we stop offering the service. When access ends, your licence to use the apps ends and you must stop using them.

Sections that by their nature should continue to apply, such as intellectual property, disclaimers, limitation of liability and governing law, will survive termination.

These Terms are governed by the laws of India, without regard to conflict-of-law rules.

Subject to any mandatory consumer rights you have where you live, any dispute arising from these Terms or the Services will be subject to the exclusive jurisdiction of the courts of Bengaluru, Karnataka, India.

Before taking formal action, we encourage you to contact us so we can try to resolve the issue informally.

We may update these Terms from time to time, for example when we add new apps or features. When we do, we will update the effective date on this page. For material changes we will take reasonable steps to notify you, such as a notice on the website or in the app.

By continuing to use the Services after the changes take effect, you accept the updated Terms. If you do not agree, please stop using the Services.

If you have any questions about these Terms, please contact XdotsY at our contact form.

These Terms are a general consumer document and are not legal advice.